TERMS & CONDITIONS

For use for Your Car Dealer Bond LLC Website and Company Information

Updated August 28, 2013

CONDITIONS OF USE

By using this website, you agree to the following terms and conditions, so please read them carefully. These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions if you continue to use the website after we have posted the changes. We suggest that you periodically visit this page to review the most recent Terms & Conditions. If you decide to purchase products or services from Your Car Dealer Bond LLC, the terms and conditions specified in your policy, bond, application, indemnity, or other agreement with Your Car Dealer Bond LLC or any of our subsidiaries will apply. All references to “Your Car Dealer Bond” or “YCDB” include Your Car Dealer Bond LLC and its affiliates listed below.

PREMIUM OR CLAIM DISPUTES

Should you have a dispute concerning your premium or about a claim, you should contact the surety first. If the a resolution is not met, you may contact the California Department of Insurance.

TRADE PRACTICES

Every effort has been made in this website to comply with the laws, rules, and regulations regarding Insurance Advertising, Certain Trade Practices, and Solicitations by California Insurance Companies. Representations as to Your Car Dealer Bond LLC’s licensing, authority, admission, and status with the California Department of Insurance and the United States Dept. of Treasury are intended to convey the facts of such licensing, authority, admission, and status. No attempt is made to state, imply, or create an impression directly or indirectly that Your Car Dealer Bond LLC, its financial condition or status, the payment of its claims, the terms of its bonds or its policies, nor its agents, are "recommended or endorsed" by any division or agency of the State of California or of the United States Government.

Any statement in this site to the effect that Your Car Dealer Bond LLC is "licensed" by a public body is not presented with any intention of distinguishing Your Car Dealer Bond or its agents from any other insurer or agent similarly licensed by such public body. Your Car Dealer Bond LLC is not "connected with" any agency of the municipal, state, or federal government, but is subject to their licensing and regulatory laws. Information in this site as to Your Car Dealer Bond LLC’s assets, corporate structure, financial standing, age, and relative position in the insurance business is believed by Your Car Dealer Bond to be true and correct. If you desire more information about any statement made in this site, please do not hesitate to contact Your Car Dealer Bond LLC. The process of applying for, issuing, and accepting surety bonds has important and significant legal consequences. Please seek independent professional advice and do not make purchasing decisions based solely on the statements made on this, or any, web site.

LINKS TO OTHER WEBSITES

This website is hyperlinked to other websites which are not maintained or controlled by Your Car Dealer Bond LLC. Your Car Dealer Bond LLC is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of, affiliation with, nor endorsement by Your Car Dealer Bond LLC of those websites or their content. If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link, please send us an e-mail at info@yourcardealerbond.com. Your Car Dealer Bond LLC may cancel any link at any time and will remove any link from this site at the third party site owner’s request. Your Car Dealer Bond LLC does not permit others to create links to its site without entering into a license agreement or obtaining our prior written consent.

RESTRICTIONS ON USE OF MATERIALS

This website is owned and operated by Your Car Dealer Bond LLC. Except as otherwise expressly permitted in writing by Your Car Dealer Bond LLC, no materials from this website or any website owned, operated, licensed or controlled by Your Car Dealer Bond LLC may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Your Car Dealer Bond LLC’s written permission.

TRADEMARKS AND COPYRIGHTS

All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Your Car Dealer Bond LLC and others. Nothing contained on the website should be construed as granting, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Your Car Dealer Bond LLC or the third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Your Car Dealer Bond LLC. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

DISCLAIMER

The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every product or service offered by Your Car Dealer Bond LLC, but are provided "as is" and for general informational purposes. Your Car Dealer Bond LLC makes no representations or warranties that the materials are suitable for your needs, are complete, timely, reliable, or are free from errors, inaccuracies or typographical mistakes. Your Car Dealer Bond LLC does not warrant that the website will operate error free or is free from viruses, worms, Trojan horses or other destructive or harmful code. Your Car Dealer Bond LLC also assumes no responsibility, and shall not be liable for any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website, or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure. Your Car Dealer Bond LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.

To the maximum extent provided by law, Your Car Dealer Bond LLC shall not be liable to you for damages of any kind whatsoever including, but not limited to, direct, indirect, consequential, special, incidental, including without limitation, lost profits or damages resulting from lost data or business interruption, or punitive damages of any kind that may result from your use of or inability to use this website or the materials or services provided on this website or the products or services received from this website. Exemptions of implied warranties may not be allowed in all jurisdictions.

PROFESSIONAL ADVICE

The information provided on this site is distributed with the understanding that Your Car Dealer Bond LLC is not providing professional advice of any type. If you have a question requiring professional advice, such as a question relating to law, tax or financial planning, please seek the advice of a qualified professional in the relevant field.

JURISDICTIONAL ISSUES

Your Car Dealer Bond LLC makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some services may not be available in all states or jurisdictions. If you choose to access this website you do so at your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy any insurance product, bond, or service. No insurance product, bond or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction. Use of this site will be governed and construed in accordance with the laws of the State of California, without reference to any law of any other jurisdiction that would apply the laws of another state.

SOFTWARE LICENSES

You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Your Car Dealer Bond LLC does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.

USER ID/PASSWORD USE

If you have been assigned a user ID for access to restricted sections of this site, you are responsible for all activities executed under your user ID and are the only one who may use it. To meet this responsibility, you are expected to select secure passwords and keep them confidential. Allowing another person to use your user ID and its associated passwords, using a user ID and password assigned to another person, or attempting to gain access to resources for which you are not authorized is a serious breach of security.

ENFORCEABILITY OF THESE PROVISIONS

Should any of these terms and conditions be held invalid, that invalid provision shall be construed to be consistent with the applicable law, and in a manner so as to remain consistent with the original intent of Your Car Dealer Bond LLC. Provisions not otherwise held invalid shall remain in force.

IMPORTANT NOTICE

To obtain information or make a complaint about Your Car Dealer Bond LLC, you may call us toll free telephone number: (866) 357-4405. You may also write to Your Car Dealer Bond LLC at: 35640 Fremont Blvd #242, Fremont, CA 94536. You may contact the California Department of Insurance to obtain information on companies, coverage, rights or complaints at: 800-927-HELP (4357) if calling from within CA or 213-897-8921 if calling Outside California. You may write the California Department of Insurance, Consumer Services Division at 300 South Spring Street, South Tower, Los Angeles, CA 90013.

COMPANY INFORMATION

The term " Your Car Dealer Bond LLC " as used in this website means Your Car Dealer Bond LLC , with its principal place of business at 35640 Fremont Blvd #242, Fremont, CA 94536 with phone number (866) 357-4405.

 

PRIVACY POLICY

For Your Car Dealer Bond LLC

Websites

www.cardealerbondnow.com
www.yourcardealerbond.com
www.wholesalecardealerbond.com

Updated August 28, 2013

We Respect Your Privacy

Below, you will find details about our privacy policies. You have the opportunity to choose how your information may be shared. Your privacy matters to us, and we recognize the importance of keeping your information secure.

We believe that customer privacy is an integral part of the customer service. Our privacy policy applies to current and former customers. We encourage you to review our privacy policy to better understand how your information will be used to provide you with the best possible service.

Our Secure System Protects You

We begin by safeguarding the security and integrity of customer information. Any customer information submitted through our system is done through an SSL-encrypted secure web form.

We Use Information Provided to Help You

The customer information we collect is used to help fulfill your surety bond needs. This information may be used to find a surety bond in your state. We may use this information to contact you through e-mail, direct mail, or telephone. This information may also be used to provide you with a high level of customer support and to better improve our website.

CarDealerBondNow.com, WholesaleCarDealerBond.com and/or YourCarDealerBond.com reserve the right to share contact information with trusted third-party affiliates at anytime. Your personal information may be shared with our partner insurance agencies, in order to help provide you with information and assistance to obtain a surety bond. This information is disclosed via electronic post or email and is only shared with qualified employees. Your information will never be sold.

Cardealerbondnow.com, WholesaleCarDealerBond.com and/or YourCarDealerBond.com collects anonymous information which includes, but is not limited to, your IP address, referral data, and which pages you visit while at our site. This information is used to better accommodate and serve our visitors, but it is kept confidential and not disclosed to third-party affiliates. We constantly review and improve our site based on the information our visitors provide. We use "cookies" throughout our site to improve your experience and help us understand what our visitors' needs.

A cookie is a small text file that contains your anonymous information. That information is transferred from a web site to your computer's hard drive, so the site administrator can identify your computer and passively track its activities on the web site.

A cookie will not allow a web site to learn any personally identifiable information, such as your real name and address, which you would not have disclosed otherwise. We use this information to help us find errors on our site and determine a page's popularity so we can add more information to it, as well as to assist us in providing you the best resource for surety bonds on the web.

We share information with insurance and bond providers. After they receive your information, they may contact you directly via phone or email. All of our trusted partners operate under federal and/or state laws and regulations. Our providers may keep and use your information whether or not you qualify for a transaction with them.

As a result of submitting your telephone number, and/or your lead request, you may receive a telephone call from Cardealerbondnow.com, WholesaleCarDealerBond.com or YourCarDealerBond.com or a partner insurance or surety bond provider. This provider may contact you directly by phone and/or e-mail as a result of your request, even if you are on a Do Not Call List. In most cases, you will be contacted by Cardealerbondnow.com or YourCarDealerBond.com. In the event our staff is unable to contact you, your information may be forwarded to a partner bond or insurance agency. Under our Do Not Call Policy you may instruct us not to call you by calling us at (866) 357-4405.

Process to access, update or delete information you submit to us. Once your application is submitted online, it is sent securely to our office and a copy will be emailed to the email address you provided. If you require any updates or revisions to your application, you may call (866) 357-4405 or email us at info@yourcardealerbond.com and reference your name and company name and date you applied, and one of our agents will contact you and assist you personally.

You may choose what information you provide to our company. There is certain information that you may choose not to disclose to us, but this may affect your ability to use certain features of our web site completely. We encourage our customer's to disclose all pertinent information so we can provide a high level of customer service and offer the right products to our customers.

Site visitors who complete an application form on CarDealerBondNow.com, WholesaleCarDealerBond.com or YourCarDealerBond.com have 'opted-in' to correspondence sent periodically by our company. Correspondence may be sent periodically and will contain information on surety bonds, updates on requirements, and or reminder for renewals. If you wish to opt-out of this correspondence, please send an email to info@yourcardealerbond.com.

Children under the age of 18 are not allowed to access this site or use or services.

We may have to disclose personal information to law enforcement or government agencies. This information will be disclosed as a result from a subpoena, court order, to exercise our legal rights, to protect our company or employees from threats or fraud, to protect us from legal claims, or as required by law. We may raise or waive any legal rights available to us. This information might also be disclosed in the event of a merger, sale of the company, asset sale, or the unlikely event of bankruptcy.

Call (866) 357-4405 to speak to a representative and request that we do not share certain personal information pertaining to your surety bond request. You have no obligation by submitting a request. However, once you have submitted your information online, it may not be retracted. You will be contacted as a result of submitting a request on our site.

The policies and practices described in this disclosure are subject to change, but we will communicate any significant changes to you as required by applicable law. We encourage you to periodically review our posted Privacy Policy to check for any changes.

You may receive copies of this privacy policy as well as the terms and conditions by sending an email to info@yourcardealerbond.com or by writing Customer Service, 35640 Fremont Blvd #242, Fremont, CA 94536.

We reserve the right to change this policy at any time without further notification. Please check our web site periodically for the most recent version of our privacy policy.